AD Vacca & Associates welcomes you as we meet for a free consultation at our offices. Our clients will tell you that they experience the comfort of home in this focused yet leisurely look at your financial challenges.

The meeting is a place where the focus is on you and your concerns.

We, on our part, will review how we work, how we get paid for what we do and how you’ll benefit from the service we provide. As the adage goes “ it’s time well spent” and the time invested by you in this meeting will lead to great peace of mind and order and we’re sure you’ll be echoing the sentiments of all of our clients who've said,  “why didn’t we come sooner?” That’s our promise to you!

Typically, once you’ve agreed to go forward, we’ll probably need 2 or 3 additional meetings, this allows for a relaxed pace, privacy and ample time to address any needs or concerns you might have in the planning process.

Here’s a list of items you should bring. You can bring them in a briefcase or bring them in a shopping bag- whatever’s most comfortable to you:

• List of employment benefits (company statements)
• Latest Company pension plan statements
• Complete breakdown of all RRSP's/RRIF's including interest rate, purchase date, purchase amount, maturity date and institution
• Last year's tax return ('06)
• Notice of assessment (income tax)
• Your most recent pay stubs
• Personal insurance (life & disability, critical illness)
• Car and Home insurance policies
• Stocks/Mutual Funds/Bonds/GIC's
• Details regarding debt ( mortgage(s), credit cards, PLC’s & loan(s)
• Wills &  Power(s) of Attorney